Bingo! My daughter is juggling 3 jobs right now, and I can’t imagine the stress of it all. (Frankly, I encourage her often to drop the part-time gig as a server at a sushi restaurant, but she really wants a bigger savings account, and I can’t blame her.) My reaction is mostly — I pony up for a mani-pedi on the regular, and am 100% willing to pay for the fancy coffees.